The 申博体育网址’s 申博官网 of Investor Education and Advocacy provides a variety of services and tools to address problems you may face as an investor. Investor Alerts, focused on recent investment frauds and scams, and Investor Bulletins, focused on topical issues including recent Commission actions, are provided as a service to investors. They are neither legal interpretations nor statements of 申博体育网址 policy. If you have questions concerning the meaning or application of a particular law or rule, please consult with an attorney who specializes in securities law. Subscribe to get Investor Alerts and Bulletins by email.

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Date
Title
Category
Date: Title: Beware of Spoofed Websites Offering Phony Certificates of Deposit – Investor Alert
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) is issuing this Investor Alert to warn investors about phony Certificates of Deposit (CDs) promoted through internet advertising and “spoofed” websites – websites that mimic the actual sites of legitimate financial institutions. Investors should be extremely cautious when purchasing CDs from sites found only through internet searches.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Don’t Buy Into an Investment Scam – Investor Alert
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Retail Strategy Task Force (RSTF) urge investors to look for red flags of fraud before paying for investments by credit card or wire transfer.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Don’t Fall for an Investment Scam – Investor Alert
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Retail Strategy Task Force (RSTF) want Main Street investors to be aware of tactics fraudsters use to lure investors into scams. This Alert presents actual videos that defendants in 申博体育网址 enforcement actions allegedly used as part of their investment frauds.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Three Tips for World Investor Week 2019: Investor Bulletin
The 申博体育网址’s 申博官网 of Investor Education and Advocacy, the Commodity Futures Trading Commission (CFTC), the North American Securities Administrators Association (NASAA), and the Financial Industry Regulatory Authority (FINRA) are issuing this Investor Bulletin to highlight key messages from World Investor Week 2019, a global campaign to raise awareness about the importance of investor education and protection. From October 1-7, 2019, investors, investment professionals, teachers, parents, researchers, and others are encouraged to make a special effort to promote investor education. Here are a few key messages for Main Street investors.
Category:Investor Education and Advocacy
Date: Title: Watch Out for Scammers Posing as 申博体育网址 Employees – Investor Alert
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors that fraudsters sometimes pose as 申博体育网址 employees. Do not send money, or personal information, to anyone claiming to be from the 申博体育网址 without verifying their identity using the steps described in this Alert.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Don’t be Fooled by Fraudsters Offering “Charitable” Investments -- Investor Alert
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) warns investors not to fall for investment scams claiming to help charitable causes. Supporting a good cause while investing your money may sound like a win-win situation. But be aware that fraudsters may try to exploit your desire to help others by using charitable causes as a way to draw victims into investment scams.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Bulletin: Seven Ways to Use Investor.gov
Investor.gov is the 申博体育网址’s website for Main Street investors, designed to help you better understand investing. Use the informative tools and resources on Investor.gov to make a plan, learn important questions to ask, and get tips to avoid investment fraud.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Indexed Annuities
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this bulletin to educate investors about indexed annuities. Indexed annuities are complex products. Investors should carefully read the indexed annuity contract, and any prospectus, before deciding whether to buy the annuity.
Category:Investment Management
Investor Education and Advocacy
Date: Title: Saving and Investing for Military Personnel
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this updated Investor Bulletin to help military personnel make informed savings and investing decisions and avoid common scams. Here are ten suggestions that can help you understand the basics and protect your hard-earned money.For more, check out Investor.gov/military.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Alert: Have Something in Common with Someone Selling an Investment? It May Make You a Target for Fraud.
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and the Division of Enforcement’s Retail Strategy Task Force warn investors not to make investment decisions based solely on common ties with someone recommending or selling the investment.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Questions to Ask when Hiring an Investment Professional
Before investing in stock or other securities, you may decide to seek the help of an investment professional. Selecting this investment professional is an important decision. This Investor Bulletin provides you with questions you should ask before hiring any investment professional.
Category:Investment Management
Investor Education and Advocacy
Trading and Markets
Date: Title: Updated Investor Bulletin: Regulation A
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about Regulation A. Regulation A is an exemption from registration under the Securities Act that allows companies to raise money from the public in securities offerings of up to $50 million.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Beware of Claims That the 申博体育网址 Has Approved Offerings
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors of misrepresentations about 申博体育网址 “approvals” of offerings.
Category:Corporation Finance
Enforcement
Date: Title: Investor Alert: Watch Out for Fraudulent Digital Asset and “Crypto” Trading Websites
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and the Commodity Futures Trading Commission’s 申博官网 of Customer Education and Outreach (CFTC) warn investors to scrutinize investment opportunities through websites purporting to operate advisory and trading businesses related to digital assets. These websites often contain “red flags” of fraud including claims of high guaranteed returns and promises that the investments carry little or even no risk.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Social Sentiment Investing Tools —Think Twice Before Trading Based on Social Media
The 申博体育网址’s 申博官网 of Investor Education and Advocacy and the Financial Industry Regulatory Authority (FINRA) are issuing this Investor Bulletin to inform investors about social sentiment investing tools and highlight their risks. This Bulletin provides tips to consider before using tools that analyze or aggregate information from social media sources to make investment decisions or attempt to predict changes in the stock market’s direction or in the price of a security.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Bulletin: The Escheatment Process
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide basic information about the escheatment process for investment accounts.
Category:Investor Education and Advocacy
Trading and Markets
Date: Title: Investor Bulletin: Trading Suspensions – What Happens When They End?
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to answer some of the questions we receive from investors about what happens at the end of a trading suspension.
Category:Enforcement
Investor Education and Advocacy
Trading and Markets
Date: Title: Investor Bulletin: 10 Investment Tips for 2019
Whether you are a first-time investor or have been investing for years, here are 10 tips from the 申博体育网址’s 申博官网 of Investor Education and Advocacy to help you in 2019.
Category:Corporation Finance
Enforcement
Investment Management
Trading and Markets
Date: Title: Updated Investor Bulletin: Accredited Investors
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate individual investors about what it means to be an “accredited investor.”
Category:Corporation Finance
Date: Title: Investor Alert: Scammers May Try to Take Advantage of the California Wildfires
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors, including individuals who may receive lump sum payouts from insurance companies and others as a result of damage from the California wildfires, about fraudulent investment scams.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Bulletin: Variable Life Insurance
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about variable life insurance and how it works. This bulletin provides a general description of variable life insurance. The features of each policy may vary by product and by state.
Category:Investment Management
Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: Variable Annuities
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about variable annuities and how they work.
Category:Investment Management
Investor Education and Advocacy
Date: Title: Investor Alert: Be Vigilant for Investment Scams Related to Recent Hurricanes
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors, including individuals who may receive lump sum payouts from insurance companies and others as a result of damage from recent hurricanes, about fraudulent investment scams.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Watch Out For False Claims About 申博体育网址 And CFTC Endorsements Used To Promote Digital Asset Investments
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and the Commodity Futures Trading Commission’s (CFTC) 申博官网 of Customer Education and Outreach warn investors to watch out for false claims about agency actions and endorsements related to digital assets. Fraudsters may use false claims to lure investors into purchasing digital assets and to artificially raise their value. “Digital assets” include crypto-currencies, coins, and tokens such as those offered in so called initial coin offerings (ICOs).
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: World Investor Week 2018
The 申博体育网址’s 申博官网 of Investor Education and Advocacy, FINRA, the Commodity Futures Trading Commission (CFTC), and the North American Securities Administrators Association (NASAA) are issuing this Investor Bulletin to highlight key messages from World Investor Week 2018.
Category:Corporation Finance
Enforcement
Investment Management
Trading and Markets
Date: Title: Investor Alert: Don’t Invite Investment Scams to Find You
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Retail Strategy Task Force (RSTF) warn investors that providing your phone number and email address in response to an online investment promotion may make you a target for fraud.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Marijuana Investments and Fraud
Scam artists often exploit “hot” industries to trick investors, including by making false promises of high returns with low risks. The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Retail Strategy Task Force are warning investors about these kinds of investment schemes involving marijuana-related companies.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Check the Background of Anyone Selling You an Investment
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) urges investors to check the background of anyone selling or offering them an investment. No matter how good an investment may sound, verify that the person is currently registered or licensed and check his or her background by using the free and simple search tool on Investor.gov.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Self-Directed IRAs and the Risk of Fraud
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors of risks associated with self-directed Individual Retirement Accounts (self-directed IRAs).

Self-directed IRAs allow investment in a broader—and potentially riskier—portfolio of assets than other types of IRAs. While a broader set of investment options may have appeal, investors should be mindful that investments in self-directed IRAs raise risks including fraudulent schemes, high fees, and volatile performance.
Category:Enforcement
Investor Education and Advocacy
Trading and Markets
Date: Title: Investor Bulletin: Smart Beta, Quant Funds and other Non- Traditional Index Funds
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to inform investors about features and potential risks of non-traditional index funds.
Category:Investment Management
Investor Education and Advocacy
Date: Title: Investor Bulletin: Index Funds
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors basic information about index funds.
Category:Investment Management
Investor Education and Advocacy
Date: Title: Investor Bulletin: How Victims of Securities Law Violations May Recover Money
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about how they may be able to recover money if they have been harmed by a violation of the federal securities laws.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Alert: Is Your Broker Selling You Investments Approved for Sale Through the Firm?
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Retail Strategy Task Force are warning investors about red flags that a broker may be running a side business offering investments that are not approved for sale through the broker’s firm.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: 10 Questions to Consider Before Opening a 529 Account
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to answer questions that may arise when investing in a 529 plan account. Please also see our companion Bulletin, An Introduction to 529 Plans, for background information on the plans.
Category:Investment Management
Investor Education and Advocacy
Date: Title: Investor Bulletin: Health Savings Accounts (HSAs)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about health savings accounts. We encourage you to also consult Internal Revenue Service (IRS) guidance before making investment decisions about a health savings account, because receiving favorable tax treatment is an important part of a health savings account.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Understanding Margin Accounts
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is publishing this Investor Bulletin to educate investors about the use of margin accounts to buy securities, including the related risks.
Category:Investor Education and Advocacy
Trading and Markets
Date: Title: Investor Alert: Ponzi Schemes Targeting Seniors
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Retail Strategy Task Force are warning investors about Ponzi schemes that prey on senior investors.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: 申博体育网址 Impersonators Pretend to Help Investors Buy Stock
(Listen to Audio)

The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) is warning investors about investment schemes where fraudsters misrepresent that they work for the 申博体育网址 and pretend to help investors purchase stock or confirm trades – but really just steal investors’ money. If you receive an email or phone call claiming to be from the 申博体育网址 to “confirm” your purchase of a security or to help you trade a stock, it is likely a scam. Do not send them money or give them your account information.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: Top Tips for Selecting a Financial Professional
Choosing a financial professional is an important decision. This updated Investor Bulletin provides a few key tips to help you make a well-informed choice. A number of questions you should consider asking before you hire a financial professional are listed at the end of this Bulletin. Should you have any questions for us, feel free to call our toll-free investor assistance line at 1-800-申博体育网址-0330 or use our online question web form at /oiea/QuestionsAndComments.html.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Investment Clubs
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to answer some common questions investors ask us about investment clubs.
Category:Corporation Finance
Investment Management
Investor Education and Advocacy
Date: Title: Investor Alert: Credit Cards and Investments – A Risky Combination
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this alert to inform investors about the risks in using credit cards to purchase an investment or to fund an investment account.
Category:Enforcement
Investor Education and Advocacy
Trading and Markets
Date: Title: Investor Bulletin: Municipal Bonds – Asset Allocation, Diversification, and Risk
The 申博体育网址’s 申博官网s of Investor Education and Advocacy and Municipal Securities are issuing a series of three Investor Bulletins to help educate investors about the municipal securities market. This Bulletin provides a general overview on asset allocation and diversification in an investment portfolio, with a focus on the role of municipal bonds.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: The Municipal Securities Market
The 申博体育网址’s 申博官网s of Investor Education and Advocacy and Municipal Securities are issuing a series of three Investor Bulletins to help educate investors about the municipal securities market. This Bulletin provides an overview of the municipal securities market, including the different types of municipal issuers, how the municipal securities market is regulated, and what types of disclosures investors may be able to obtain about municipal securities.
Category:Corporation Finance
Investor Education and Advocacy
Trading and Markets
Date: Title: Investor Bulletin: Municipal Bonds – An Overview
The 申博体育网址’s 申博官网s of Investor Education and Advocacy and Municipal Securities are issuing a series of three Investor Bulletins to help educate investors about the municipal securities market. This Bulletin provides an overview of municipal bonds, including the different types of municipal bonds, what information an investor should review before investing in municipal bonds and where investors can find information about them.
Category:Corporation Finance
Investor Education and Advocacy
Trading and Markets
Date: Title: Updated Investor Bulletin: An Introduction to ABLE Accounts
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about ABLE accounts.
Category:Corporation Finance
Investment Management
Date: Title: Investor Bulletin: Top 10 of 2017
With 2017 coming to a close, here are the 申博体育网址 申博官网 of Investor Education and Advocacy’s top 10 most popular Investor Alerts and Bulletins for the year. These resources, all available on Investor.gov, can help you make more informed investment decisions – and avoid investment fraud – in 2018. If you have questions, don’t hesitate to contact us at help@sec.gov, our online question form, or on our toll-free investor assistance line at (800) 732-0330.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Suggestions for How Individual Investors Can Comment on 申博体育网址 Rulemaking
From time to time, the 申博体育网址 seeks comment from the public on a number of matters, including on the 申博体育网址’s rulemakings. The 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help explain the rulemaking process and to help promote greater individual investor input in Commission rulemaking proceedings.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Investment Adviser Sponsored Wrap Fee Programs
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about investment adviser sponsored wrap fee programs. This bulletin provides basic information about wrap fee programs and some questions to consider asking your investment adviser before choosing to open an account in a wrap fee program.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Beware of Paid-To-Click (PTC) Scams
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is warning investors about investment scams conducted through online paid-to-click (PTC) programs.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: Master Limited Partnerships – An Introduction
The Securities and Exchange Commission’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help investors understand Master Limited Partnerships, or MLPs. Because investing in an MLP may be unfamiliar, investors should carefully consider potential benefits – and risks – before making an investment decision.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Celebrity Endorsements
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) is warning investors not to make investment decisions based solely on celebrity endorsements.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Be Vigilant for Possible Investment Scams Related to the California Wildfires
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to alert investors, including individuals who may receive lump sum payouts from insurance companies and others as a result of damage from the California wildfires, to investment scams that may take advantage of the disaster.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: The ABCs of Credit Ratings
The 申博体育网址’s 申博官网 of Investor Education and Advocacy and 申博官网 of Credit Ratings are issuing this Investor Bulletin to educate investors about credit ratings.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: World Investor Week
The 申博体育网址’s 申博官网 of Investor Education and Advocacy, the Commodity Futures Trading Commission, FINRA (the Financial Industry Regulatory Authority), and NASAA (the North American Securities Administrators Association) are issuing this Investor Bulletin to highlight the key messages of World Investor Week, a week-long, global campaign promoted by International Organization of Securities Commissions to raise awareness about the importance of investor education and protection. During World Investor Week (October 2-8, 2017), individual investors, investment professionals, teachers, parents, researchers, and other interested individuals, firms, regulators, and organizations are encouraged to make a special effort to communicate these key investor education messages:
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Opening an Investment Advisory Account
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide tips on what to consider when opening an investment advisory account. Investment advisory accounts differ from brokerage accounts, which generally are governed by different rules and regulations. For information on opening a brokerage account, please see our bulletin: How to Open a Brokerage Account.

Before opening an account with any financial professional, you should always remember to check the individual or entity’s background and disciplinary history. You can do this using the IAPD database found at Investor.gov.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Financial Professionals’ Use of Professional Honors – Awards, Rankings, and Designations
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate individual investors about the professional awards, rankings, and designations that financial professionals often use to market themselves to prospective clients.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: Trading in Cash Accounts
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors regarding the rules that apply to trading securities in cash accounts and to highlight the 90-day account freeze which may arise with certain trading activities in these type of accounts.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Be Vigilant for Investment Scams Related to Hurricanes Harvey and Irma
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to alert investors, including individuals who may receive lump sum payouts from insurance companies and others as a result of damage from Hurricanes Harvey or Irma, to investment scams that may take advantage of the disaster.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Public Companies Making ICO-Related Claims
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is warning investors about potential scams involving stock of companies claiming to be related to, or asserting they are engaging in, Initial Coin Offerings (or ICOs). Fraudsters often try to use the lure of new and emerging technologies to convince potential victims to invest their money in scams. These frauds include “pump-and-dump” and market manipulation schemes involving publicly traded companies that claim to provide exposure to these new technologies.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: New “T+2” Settlement Cycle – What Investors Need To Know
On March 22, 2017, the Securities and Exchange Commission amended Exchange Act Rule 15c6-1 to shorten the standard settlement cycle for broker-dealers transaction from “T+3” to “T+2,” subject to certain exceptions. The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) is issuing this investor bulletin to explain the new “T+2” settlement cycle and how it will affect certain transactions you place with your full-service or online brokerage firm.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Fraudsters May Target Federal Government Employee Retirement Plan Participants
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Broker-Dealer Task Force are warning the more than 5 million Thrift Savings Plan (TSP) participants, and investors in other federal government employee retirement plans, that investment scam artists may pretend to be affiliated with a government agency.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Initial Coin Offerings
Developers, businesses, and individuals increasingly are using initial coin offerings, also called ICOs or token sales, to raise capital. These activities may provide fair and lawful investment opportunities. However, new technologies and financial products, such as those associated with ICOs, can be used improperly to entice investors with the promise of high returns in a new investment space. The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to make investors aware of potential risks of participating in ICOs.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Retirement Investing Through 403(b) and 457(b) Plans
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors with educational information about the basics of retirement investing through 403(b) and 457(b) plans.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Stop, Stop-Limit, and Trailing Stop Orders
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about the difference between using “stop,” “stop limit” and “trailing stop” orders to buy and sell stocks.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Understanding Order Types
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about the different types of orders they can use to buy and sell stocks through a brokerage firm.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: Crowdfunding for Investors
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about a new investing opportunity in the form of securities-based crowdfunding.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Be Cautious of SAFEs in Crowdfunding
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about a type of security, often described as a SAFE (a “Simple Agreement for Future Equity”), that may be offered in crowdfunding offerings.
Category:Corporation Finance
Trading and Markets
Date: Title: Investor Bulletin: Help for Adult Protective Services (APS) Workers Encountering Senior Investor Fraud
It can be tricky to tell if a senior has been a victim of investment fraud or to know what to do when it happens. The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help Adult Protective Services (APS) workers and others identify when a senior has been a victim of investment fraud and to explain what APS workers and others can do about it.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Crowdfunding Investment Limits Increase
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to advise investors about the inflation-adjusted increase in the investment limits for securities-based crowdfunding.
Category:Corporation Finance
Trading and Markets
Date: Title: Updated Investor Bulletin: Protecting Your Online Investment Accounts from Fraud
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help investors protect their online investment accounts from fraud. As with all web-based accounts, investors should take precautions to help ensure that their online brokerage accounts remain secure. These online security tips can help.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Investor Complaints
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) is issuing this Investor Bulletin to inform investors about how OIEA handles investor complaints and other ways investors may be able to resolve a securities-related dispute.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Alert: Beware of Stock Recommendations on Investment Research Websites
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors that seemingly independent commentary on investment research websites may in fact be part of paid stock promotion campaigns.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Ten Ways to Use Investor.gov
Whether you are investing on your own, working with a financial professional, planning your retirement, or just interested in learning more about investing generally, here are ten ways you can use Investor.gov to become a more informed investor and avoid fraud.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Robo-Advisers
The last few years have seen the growth in availability and popularity of automated digital investment advisory programs (often called “robo-advisers”). These programs allow individual investors to create and manage their investment accounts through a web portal or mobile application, sometimes with little or no interaction with a human being with the potential benefit of lower costs than traditional investment advisory programs. The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about these programs, and to help investors using robo-advisers to make informed decisions in meeting their investment goals.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Alternative Mutual Funds
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to inform you about features, and some potential risks, of alternative mutual funds.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: Focus on Money Market Funds
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about money market funds, including money market funds’ investment objectives and risks. For additional assistance, investors can call the 申博体育网址’s 申博官网 of Investor Education and Advocacy at 1-800-申博体育网址-0330, or ask a question using this online form.
Category:Investment Management
Date: Title: Investor Alert: Excessive Trading at Investors’ Expense
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) and Broker-Dealer Task Force are jointly issuing this Investor Alert to help investors identify excessive trading in their brokerage accounts and to educate investors about steps they should take if their brokerage firm notifies them of a high volume of trade activity in their accounts.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: 10 Investment Tips for 2017
Whether you are a first-time investor or have been investing for years, here are 10 tips from the 申博体育网址’s 申博官网 of Investor Education and Advocacy to help you make better informed investment decisions and avoid common scams in 2017.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Broker-Dealer/Customer Arbitration
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about the arbitration and mediation processes involving a customer dispute with a broker-dealer.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Binary Options Websites May Be Used for Fraudulent Schemes
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors that fraudsters may conduct investment schemes through purported online binary options trading platforms. While some binary options are listed on registered exchanges or traded on a designated contract market that are subject to oversight by U.S. regulators such as the 申博体育网址 or the Commodity Futures Trading Commission, respectively, this is only a portion of the binary options market. Much of the binary options market operates through Internet-based trading platforms that are not necessarily complying with applicable U.S. regulatory requirements. For a comprehensive overview of binary options, including information about investing in binary options that are subject to U.S. regulatory oversight, read our Investor Alert: Binary Options and Fraud.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Investment Scams Involving Fake Forms 4
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to warn investors about potential investment schemes in which fraudsters send fake Forms 4 to investors who paid for the purported purchase of shares.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Microcap Stock Basics (Part 3 of 3: Risk)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing a series of three Investor Bulletins to provide investors with important information to consider before investing in microcap stocks, often known as penny stocks. The Bulletins provide a general overview of microcap stocks and their marketplaces, a list of sources to research microcap stocks, and a list of “red flags” of fraud and other important factors to consider before making an investment in microcap stocks.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Microcap Stock Basics (Part 2 of 3: Research)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing a series of three Investor Bulletins to provide investors with important information to consider before investing in microcap stocks often known as penny stocks. The Bulletins provide a general overview of microcap stocks and their marketplaces, a list of sources to research microcap stocks, and a list of “red flags” of fraud and other important factors to consider before making an investment in microcap stocks.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Be on the Lookout for Investment Scams Related to Hurricane Matthew
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to help educate investors, including individuals who may receive lump sum payouts from insurance companies and others as a result of damage from Hurricane Matthew, about investment fraud.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Tick Size Pilot Program – What Investors Need To Know
Beginning October 3, 2016, a new National Market System (NMS) Plan to implement a Tick Size Pilot Program (the “pilot”) will widen the minimum quoting and trading increment —sometimes called the “tick size” — for some small capitalization stocks. The goal of the pilot is to study the effect of tick size on liquidity and trading of small capitalization stocks.

The Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission’s (申博体育网址) 申博官网 of Investor Education and Advocacy (OIEA) are issuing this investor alert to explain the pilot and how it might affect certain orders you place with your full-service or online brokerage firm. We also provide some background on the pilot and why it is being implemented.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Microcap Stock Basics (Part 1 of 3: General Information)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing a series of three Investor Bulletins to provide investors with important information to consider before investing in microcap stocks, often known as penny stocks. The Bulletins provide a general overview of microcap stocks and their marketplaces, a list of sources to research microcap stocks, and a list of “red flags” of fraud and other important factors to consider before making an investment in microcap stocks.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Alert: Be on the Lookout for Advance Fee Fraud
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to help educate investors about advance fee fraud.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Bulletin: How Fees and Expenses Affect Your Investment Portfolio
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this updated bulletin to educate investors about how fees can impact the value of an investment portfolio.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Publicly Traded REITs
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this bulletin to educate investors about investing in publicly traded REITs.
Category:Corporation Finance
Investor Education and Advocacy
Date: Title: Investor Bulletin: Performance Claims
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about investment performance claims. If you are in the market for an investment, you will likely come across sales and marketing materials that describe an investment’s performance. You should know that performance information can be presented in many different ways. Before making a decision, always make sure you understand how any performance claim is calculated and presented – and whether or not the claim is reliable and applies to your particular circumstances. Here are a few things to consider.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Alert: Be on the Lookout for Investment Scams Related to the Recent Historic Rain and Flooding
The 申博体育网址's 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to help educate investors, including individuals who may receive lump sum payouts from insurance companies and others following the recent historic rainfall and flooding in and around South Carolina, about investment fraud.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: What You Should Know About Asset Recovery Companies
Third party asset recovery companies solicit victims of scams, including investment frauds, with promises to file complaints with regulatory agencies and to help recover victims’ money for a fee. The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Alert to urge investors and fraud victims to think carefully before paying money for asset recovery services that may be fruitless.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Mutual Fund Classes
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about mutual fund classes. This bulletin addresses some of the fees that may apply to certain common mutual fund classes, but please note that mutual funds may have other fees and expenses that you should take into account when making an investment decision. For more information on mutual fund fees and expenses, read our Investor Bulletin: Mutual Fund Fees and Expenses.
Category:Investor Education and Advocacy
Date: Title: Updated Investor Alert for Seniors: Five Red Flags of Investment Fraud
Older Americans are often targets of investment fraud. The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Updated Investor Alert to help seniors identify signs that what is offered as an investment may actually be a fraud. Below are five “red flags” seniors should look out for when making an investment decision.
Category:Investor Education and Advocacy
Date: Title: Investor Bulletin: Variable Annuities-Should You Accept a Buyout Offer?
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about some of the pros and cons of variable annuity buyout offers. This bulletin will provide information to help you consider whether a buyout is right for you.
Category:Investor Education and Advocacy
Date: Title: Investor Alert: Beware of Government Impersonators Targeting Fraud Victims
The 申博体育网址’s 申博官网 of Investor Education and Advocacy (OIEA) is issuing this Investor Alert because we are aware of communications, including official looking documents, that falsely claim to be issued by the Securities and Exchange Commission and seek money from investors who have already been victims of fraud.
Category:Enforcement
Investor Education and Advocacy
Date: Title: Investor Bulletin: Form ADV – Investment Adviser Brochure and Brochure Supplement
Investment advisers provide a wide range of advisory services and play an important role in helping individuals and institutions make significant financial decisions. To allow clients and prospective clients to evaluate the risks associated with a particular investment adviser, its business practices, and its investment strategies, it is essential that clients and prospective clients have clear disclosure that they are likely to read and understand. Part 2 of Form ADV requires investment advisers to provide new and prospective clients with a brochure and brochure supplements written in plain English. The requirements of Part 2 are designed to provide new and prospective clients with clearly written, meaningful current disclosure of the business practices, conflicts of interest, and background of the investment adviser firm and the firm’s employees who provide advice.
Category:Investor Education and Advocacy
Date: Title: How to Read a Mutual Fund Prospectus (Part 1 of 3: Investment Objective, Strategies, and Risks)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing a series of three Investor Bulletins to help inform investors about key information in a prospectus. You should note, however, that a prospectus contains additional information that may assist investors in making an investment decision.
Category:Investor Education and Advocacy
Date: Title: How to Read a Mutual Fund Prospectus (Part 2 of 3: Fee Table and Performance)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing a series of three Investor Bulletins to help inform investors about key information in a prospectus. You should note, however, that a prospectus contains additional information that may assist investors in making an investment decision.
Category:Investor Education and Advocacy
Date: Title: How to Read a Mutual Fund Prospectus (Part 3 of 3: Management, Shareholder Information, and Statement of Additional Information)
The 申博体育网址’s 申博官网 of Investor Education and Advocacy is issuing a series of three Investor Bulletins to help inform investors about key information in a prospectus. You should note, however, that a prospectus contains additional information that may assist investors in making an investment decision.
Category:Investor Education and Advocacy